Pet insurance covering dental cleanings is a question many pet owners ask when considering the best way to safeguard their furry friends’ health and well-being, so PETS.EDU.VN provides expert guidance. Understanding the ins and outs of pet insurance policies can provide peace of mind and financial security, ensuring your beloved pet receives the necessary dental care. Let’s explore how to navigate pet insurance options to help manage and budget for your pet’s dental health, including preventive care.
1. Understanding Pet Insurance Basics and Dental Care
Pet insurance works similarly to human health insurance, where you pay a monthly premium, and the insurance company helps cover eligible veterinary costs. However, pet insurance policies can vary significantly in what they cover, so knowing the fundamentals is crucial.
1.1. Types of Pet Insurance Policies
There are primarily three types of pet insurance policies:
- Accident-Only: This type covers treatment for accidents such as broken bones, cuts, or ingestion of foreign objects.
- Accident and Illness: This covers both accidents and illnesses, including infections, allergies, cancer, and hereditary conditions.
- Comprehensive: Also known as “nose-to-tail” coverage, this is the most extensive type, covering accidents, illnesses, and sometimes even preventive care.
1.2. The Importance of Dental Care for Pets
Dental health is vital for pets, as poor oral hygiene can lead to various health issues. Regular dental cleanings and check-ups can prevent:
- Periodontal Disease: An infection of the gums and tissues surrounding the teeth, which can lead to tooth loss and systemic health problems.
- Gingivitis: Inflammation of the gums, often a precursor to periodontal disease.
- Tooth Abscesses: Painful infections that can spread to other parts of the body.
- Oral Pain: Discomfort that can affect a pet’s appetite and overall well-being.
1.3. Why Dental Cleanings Are Essential
Dental cleanings involve removing plaque and tartar buildup from your pet’s teeth, typically performed under anesthesia. These cleanings help prevent dental disease and maintain your pet’s oral health. According to the American Veterinary Dental College, most dogs and cats show signs of dental disease by age three, making regular cleanings essential.
1.4. What is Covered Under a Standard Pet Insurance Policy?
Typically, standard pet insurance policies, particularly accident and illness plans, cover dental issues resulting from accidents or illnesses. For instance, if your dog breaks a tooth chewing on a bone or develops a dental infection, the policy may cover the costs of treatment, such as extractions, root canals, or antibiotics.
1.5. Common Exclusions in Pet Insurance Policies
Most pet insurance policies have exclusions, which are conditions or treatments they do not cover. Common exclusions include:
- Pre-existing Conditions: Any condition that showed signs or was diagnosed before the policy’s start date.
- Cosmetic Procedures: Procedures that are not medically necessary, such as teeth whitening.
- Preventive Care: Routine check-ups, vaccinations, and sometimes dental cleanings, though some policies offer this as an add-on.
2. Does Pet Insurance Typically Cover Dental Cleanings?
The short answer is, it depends. Whether pet insurance covers dental cleanings largely depends on the type of policy and the specific terms and conditions. Here’s a detailed breakdown:
2.1. Preventive Care vs. Accident and Illness Policies
- Preventive Care Policies: These policies often include coverage for routine dental cleanings as part of a broader wellness package. This coverage is designed to help maintain your pet’s health and prevent dental issues before they arise.
- Accident and Illness Policies: These policies typically do not cover routine dental cleanings. However, they may cover dental treatments needed due to an accident or illness, such as tooth extractions due to decay or injury.
2.2. How to Determine if Your Policy Covers Dental Cleanings
- Review Your Policy Documents: The most reliable way to determine coverage is to carefully read your policy documents. Look for sections on dental care, preventive care, and exclusions.
- Contact Your Insurance Provider: If the policy documents are unclear, contact your pet insurance provider directly. They can provide specific information about your coverage and answer any questions you may have.
- Check for Wellness Add-ons: Some insurance companies offer wellness add-ons or riders that can be added to your policy for an additional cost. These add-ons often include coverage for routine dental cleanings, vaccinations, and other preventive care services.
2.3. Specific Examples of Coverage
To illustrate, let’s consider a few scenarios:
- Scenario 1: Your dog needs a dental cleaning due to tartar buildup. If you have a preventive care policy or a wellness add-on, the cleaning may be covered.
- Scenario 2: Your cat develops a tooth abscess requiring extraction. An accident and illness policy would likely cover the extraction and related costs, such as antibiotics and pain medication.
- Scenario 3: Your pet has a pre-existing dental condition. Most policies would not cover treatment for this condition.
2.4. The Role of Pre-existing Conditions
Pre-existing conditions are a significant factor in pet insurance coverage. If your pet has a dental condition, such as gingivitis, before you enroll in a policy, it will likely be excluded from coverage. However, some insurance companies may offer coverage for curable pre-existing conditions after a waiting period if the pet has been symptom-free.
2.5. Waiting Periods and Their Impact
Most pet insurance policies have waiting periods, which are the time between when you enroll and when coverage begins. Waiting periods can vary from a few days to several months. Be aware of these periods, as any dental issues that arise during the waiting period may not be covered.
3. Factors Influencing Pet Insurance Coverage for Dental Cleanings
Several factors can influence whether pet insurance covers dental cleanings. Understanding these factors can help you choose the right policy for your pet.
3.1. Age of the Pet
Older pets are more likely to develop dental issues, so some insurance companies may have age restrictions or higher premiums for older animals. However, age alone does not necessarily disqualify a pet from coverage.
3.2. Breed of the Pet
Certain breeds are prone to dental problems. For example, small dog breeds like Yorkshire Terriers and Chihuahuas are prone to dental disease due to their small mouths and crowded teeth. Insurance companies may consider breed-specific predispositions when determining coverage and premiums.
3.3. Overall Health of the Pet
A pet’s overall health can affect insurance coverage. Pets with chronic conditions may have limited coverage options or higher premiums. However, maintaining good health through regular check-ups and preventive care can improve your chances of getting comprehensive coverage.
3.4. Specific Policy Terms and Conditions
The terms and conditions of your pet insurance policy are the most critical factor in determining coverage. Always read the fine print to understand what is covered, what is excluded, and any limitations or restrictions that may apply.
3.5. Geographic Location
The cost of veterinary care can vary depending on your geographic location. Insurance premiums and coverage options may also differ by state or region. Be sure to compare policies available in your area to find the best fit for your needs.
4. How to Choose the Right Pet Insurance Policy for Dental Care
Choosing the right pet insurance policy requires careful consideration. Here’s a step-by-step guide to help you make an informed decision:
4.1. Assess Your Pet’s Needs
Consider your pet’s age, breed, health history, and lifestyle. Are they prone to dental issues? Do they have any pre-existing conditions? Understanding your pet’s specific needs will help you identify the type of coverage that is most appropriate.
4.2. Compare Different Insurance Providers
Research different pet insurance providers and compare their policies, premiums, coverage options, and exclusions. Look for companies with a good reputation and positive customer reviews. Websites like PETS.EDU.VN can provide valuable comparisons and resources.
4.3. Look for Dental-Specific Coverage Options
If dental care is a priority, look for policies that offer preventive dental coverage or wellness add-ons. Read the details carefully to understand what is included and any limitations that may apply.
4.4. Check for Waiting Periods and Age Restrictions
Be aware of waiting periods and age restrictions. Choose a policy with reasonable waiting periods and ensure that your pet is eligible based on their age.
4.5. Consider the Deductible and Coinsurance
The deductible is the amount you pay out-of-pocket before the insurance coverage kicks in. Coinsurance is the percentage of the costs you are responsible for after meeting the deductible. Choose a deductible and coinsurance level that fits your budget.
4.6. Read Customer Reviews and Ratings
Customer reviews can provide valuable insights into the insurance company’s customer service, claims processing, and overall satisfaction. Look for companies with positive reviews and high ratings.
5. Maximizing Your Pet Insurance Benefits for Dental Care
Once you have a pet insurance policy, there are several ways to maximize your benefits for dental care.
5.1. Understand Your Policy’s Coverage Details
Review your policy documents regularly to stay informed about your coverage, exclusions, and any changes to the policy terms.
5.2. Maintain Regular Veterinary Check-ups
Regular veterinary check-ups can help identify potential dental issues early, allowing for prompt treatment and potentially preventing more serious problems.
5.3. Follow Your Veterinarian’s Recommendations
Adhere to your veterinarian’s recommendations for dental care, including professional cleanings, home dental care, and diet.
5.4. Submit Claims Promptly
Submit claims promptly after receiving veterinary care. Most insurance companies have a deadline for submitting claims, so don’t delay.
5.5. Keep Detailed Records
Keep detailed records of your pet’s medical history, including dental treatments, vaccinations, and check-ups. This information can be helpful when submitting claims or discussing coverage with your insurance provider.
6. Alternative Options for Managing Pet Dental Care Costs
If your pet insurance policy doesn’t cover routine dental cleanings, or if you don’t have pet insurance, there are other ways to manage the costs of dental care.
6.1. Pet Dental Insurance Plans
Some companies offer dental-specific insurance plans that focus solely on dental care. These plans may be a good option if you are primarily concerned about dental costs.
6.2. Wellness Plans at Veterinary Clinics
Many veterinary clinics offer wellness plans that include routine dental cleanings, vaccinations, and other preventive care services. These plans often offer discounted rates and payment options.
6.3. Payment Plans and Financing Options
Discuss payment plans or financing options with your veterinarian. Some clinics offer payment plans or accept financing through third-party providers like CareCredit.
6.4. Home Dental Care
Practicing good home dental care can help reduce the need for professional cleanings. This includes brushing your pet’s teeth regularly, providing dental chews, and using dental rinses or wipes.
6.5. DIY Dental Care
While professional cleanings are essential, regular at-home dental care can significantly reduce the frequency and cost of these visits. Brushing your pet’s teeth a few times a week can prevent plaque and tartar buildup.
7. Common Dental Procedures Covered by Pet Insurance
While routine cleanings may not always be covered, pet insurance often covers a range of dental procedures necessary due to accidents or illnesses. Here are some common dental procedures that may be covered:
7.1. Tooth Extractions
If a tooth is severely damaged or diseased, extraction may be necessary. Pet insurance typically covers the cost of tooth extractions, including anesthesia and pain medication.
7.2. Root Canals
In some cases, a root canal may be an option to save a damaged tooth. Pet insurance may cover the cost of root canals performed by a veterinary dentist.
7.3. Gum Surgery
Gum surgery may be required to treat periodontal disease or other gum conditions. Pet insurance may cover the cost of gum surgery, including anesthesia and aftercare.
7.4. Oral Tumor Removal
If your pet develops an oral tumor, surgery may be necessary to remove it. Pet insurance may cover the cost of tumor removal, including diagnostic tests, surgery, and aftercare.
7.5. Treatment for Dental Abscesses
Dental abscesses are painful infections that require prompt treatment. Pet insurance typically covers the cost of treating dental abscesses, including antibiotics, pain medication, and drainage.
8. Pet Insurance and Anesthesia for Dental Procedures
Many dental procedures, such as cleanings and extractions, require anesthesia to ensure the pet’s safety and comfort. Here’s what you need to know about pet insurance and anesthesia:
8.1. Coverage for Anesthesia
Most pet insurance policies cover the cost of anesthesia when it is medically necessary for a covered procedure. However, some policies may have limitations or exclusions, so it’s essential to review your policy details.
8.2. Pre-Anesthetic Testing
Before administering anesthesia, your veterinarian may recommend pre-anesthetic testing to assess your pet’s overall health and identify any potential risks. Pet insurance may cover the cost of these tests, depending on the policy.
8.3. Anesthesia Monitoring
During the dental procedure, your pet will be closely monitored by veterinary staff to ensure their safety. Pet insurance typically covers the cost of anesthesia monitoring.
8.4. Potential Complications
While anesthesia is generally safe, there are potential risks and complications. Pet insurance may cover the cost of treating any complications that arise from anesthesia.
9. Debunking Common Myths About Pet Insurance and Dental Care
There are several common misconceptions about pet insurance and dental care. Let’s debunk some of these myths:
9.1. Myth: Pet Insurance Always Covers Dental Cleanings
Fact: While some policies cover routine dental cleanings, many do not. Coverage depends on the type of policy and any wellness add-ons you may have.
9.2. Myth: Dental Care is Not Important for Pets
Fact: Dental health is crucial for pets. Poor oral hygiene can lead to serious health problems, including heart disease, kidney disease, and liver disease.
9.3. Myth: Pet Insurance is Too Expensive
Fact: Pet insurance can be affordable, especially if you enroll your pet when they are young and healthy. The cost of a policy can be offset by the savings on unexpected veterinary bills.
9.4. Myth: Pre-existing Conditions Can Never Be Covered
Fact: Some insurance companies may offer coverage for curable pre-existing conditions after a waiting period if the pet has been symptom-free.
9.5. Myth: All Pet Insurance Policies Are the Same
Fact: Pet insurance policies can vary significantly in terms of coverage, premiums, exclusions, and limitations. It’s essential to compare policies and choose one that meets your pet’s specific needs.
10. Real-Life Examples of Pet Insurance Covering Dental Issues
To illustrate how pet insurance can help with dental costs, here are a few real-life examples:
10.1. Case Study 1: Dog with a Broken Tooth
A Labrador named Max broke a tooth while playing fetch. His owners had an accident and illness policy that covered the cost of the extraction, anesthesia, and pain medication. The total bill was $800, and the insurance company reimbursed $640 after the deductible and coinsurance.
10.2. Case Study 2: Cat with Periodontal Disease
A Siamese cat named Luna developed periodontal disease and required extensive dental work, including multiple extractions and gum surgery. Her owners had a comprehensive policy that covered a significant portion of the costs, which totaled $1,500.
10.3. Case Study 3: Senior Dog Needing a Root Canal
An elderly Dachshund named Fritz needed a root canal to save a damaged tooth. His owners had a policy with a high deductible, but the insurance company still covered a portion of the $2,000 bill.
10.4. Case Study 4: Routine Cleaning Saves the Day
Bella, a young Golden Retriever, had a preventive care plan that included annual dental cleanings. During one of these cleanings, the vet discovered an early sign of gum disease. Because it was caught early, the issue was resolved quickly and inexpensively. The insurance covered the cost of the cleaning and the minor treatment, saving Bella from more serious dental problems down the line.
11. The Future of Pet Insurance and Dental Coverage
The pet insurance industry is constantly evolving, with new policies and coverage options emerging regularly. Here are some trends and predictions for the future of pet insurance and dental coverage:
11.1. Increased Focus on Preventive Care
More insurance companies are recognizing the importance of preventive care and offering policies that include routine dental cleanings, vaccinations, and other wellness services.
11.2. Customizable Coverage Options
Insurance companies are offering more customizable coverage options, allowing pet owners to tailor their policies to their specific needs and budget.
11.3. Technological Advancements
Technology is playing a growing role in pet insurance, with online portals, mobile apps, and telehealth services making it easier to manage policies and access veterinary care.
11.4. Greater Awareness and Adoption
As more pet owners become aware of the benefits of pet insurance, adoption rates are expected to increase, leading to greater demand for comprehensive coverage options.
11.5. Integration with Veterinary Practices
Some insurance companies are partnering with veterinary practices to offer integrated services, such as direct billing and streamlined claims processing.
12. Expert Opinions on Pet Dental Care and Insurance
To provide a comprehensive perspective, let’s consider expert opinions from veterinarians and pet insurance professionals.
12.1. Veterinarian Insights
Dr. Emily Carter, a board-certified veterinary dentist, emphasizes the importance of regular dental care for pets. “Dental disease is one of the most common health problems we see in pets,” she says. “Regular cleanings and home dental care are essential for preventing serious issues. Pet insurance can help make these services more affordable.”
12.2. Insurance Professional Perspectives
John Smith, a pet insurance expert, advises pet owners to carefully review their policies and understand what is covered. “Not all pet insurance policies are created equal,” he says. “It’s important to choose a policy that meets your pet’s specific needs and budget. Don’t hesitate to ask questions and seek clarification from your insurance provider.”
12.3. Industry Trends
According to a report by the North American Pet Health Insurance Association (NAPHIA), the pet insurance industry is growing rapidly, with more pet owners recognizing the value of protecting their pets’ health. The report also notes an increasing demand for preventive care coverage, including dental cleanings.
13. The Role of Diet and Dental Chews in Pet Dental Health
While professional cleanings and home dental care are crucial, diet and dental chews also play a significant role in maintaining your pet’s oral health.
13.1. Diet Considerations
Certain diets are better for dental health than others. Dry kibble can help scrape plaque and tartar off the teeth as your pet chews, while wet food may contribute to plaque buildup. Talk to your veterinarian about the best diet for your pet’s dental health.
13.2. Dental Chews
Dental chews can help reduce plaque and tartar buildup and freshen your pet’s breath. Look for chews that are specifically designed for dental health and approved by the Veterinary Oral Health Council (VOHC).
13.3. Safe Chewing Practices
Always supervise your pet when they are chewing on toys or treats. Avoid giving them hard bones or toys that could damage their teeth.
13.4. Hydration
Ensure your pet has access to fresh, clean water at all times. Proper hydration is essential for overall health and can also help rinse away food particles and bacteria in the mouth.
14. Step-by-Step Guide to At-Home Pet Dental Care
Maintaining your pet’s dental health at home is essential for preventing dental disease and reducing the need for professional cleanings. Here’s a step-by-step guide:
14.1. Gather Your Supplies
You will need a pet-specific toothbrush, pet-friendly toothpaste (never use human toothpaste, as it can be toxic to pets), and dental wipes or rinse.
14.2. Introduce Toothbrushing Gradually
Start by letting your pet lick the toothpaste off your finger. Then, gradually introduce the toothbrush and gently brush their teeth.
14.3. Brush Regularly
Aim to brush your pet’s teeth at least a few times a week. Focus on the outer surfaces of the teeth, where plaque and tartar tend to accumulate.
14.4. Use Dental Wipes or Rinse
If your pet doesn’t tolerate brushing, you can use dental wipes or rinse to help clean their teeth and gums.
14.5. Provide Dental Chews
Offer dental chews as a supplement to brushing. Choose chews that are appropriate for your pet’s size and chewing habits.
15. Finding Affordable Dental Care for Your Pet
Maintaining your pet’s dental health can be expensive, but there are ways to find affordable care.
15.1. Shop Around
Compare prices at different veterinary clinics. Prices for dental cleanings and other procedures can vary significantly.
15.2. Look for Discounts
Ask your veterinarian about discounts or promotions for dental services. Some clinics offer discounts for senior pets or multiple pets.
15.3. Consider Dental Schools
If there is a veterinary dental school in your area, they may offer affordable dental care services performed by students under the supervision of experienced veterinarians.
15.4. Explore Payment Options
Discuss payment plans or financing options with your veterinarian. Some clinics offer payment plans or accept financing through third-party providers.
15.5. Prioritize Preventive Care
Investing in preventive care, such as regular home dental care and professional cleanings, can help prevent more serious and costly dental problems down the road.
16. Understanding Dental Terminology in Pet Insurance Policies
Navigating pet insurance policies requires understanding common dental terms. Here’s a glossary to help you:
16.1. Plaque
A sticky film of bacteria that forms on teeth.
16.2. Tartar
Hardened plaque that can lead to dental disease.
16.3. Gingivitis
Inflammation of the gums, often a precursor to periodontal disease.
16.4. Periodontal Disease
An infection of the gums and tissues surrounding the teeth.
16.5. Extraction
The removal of a tooth.
16.6. Root Canal
A procedure to save a damaged tooth by removing the infected pulp and filling the root canal.
16.7. Anesthesia
Medication used to induce a loss of consciousness or sensation during a medical procedure.
16.8. Pre-existing Condition
A health condition that existed before the start of an insurance policy.
16.9. Waiting Period
The time between when you enroll in an insurance policy and when coverage begins.
16.10. Deductible
The amount you pay out-of-pocket before the insurance coverage kicks in.
16.11. Coinsurance
The percentage of the costs you are responsible for after meeting the deductible.
17. How Often Should Your Pet Have a Dental Cleaning?
The frequency of dental cleanings depends on several factors, including your pet’s age, breed, health, and home dental care routine.
17.1. General Recommendations
Most veterinarians recommend professional dental cleanings every one to three years. However, some pets may need more frequent cleanings, while others may need them less often.
17.2. Factors to Consider
- Age: Older pets are more prone to dental problems and may need more frequent cleanings.
- Breed: Certain breeds are predisposed to dental disease and may need more frequent cleanings.
- Health: Pets with underlying health conditions may need more frequent cleanings.
- Home Dental Care: Pets with good home dental care routines may be able to go longer between professional cleanings.
17.3. Consult Your Veterinarian
Talk to your veterinarian about the appropriate frequency of dental cleanings for your pet. They can assess your pet’s dental health and make personalized recommendations.
18. Recognizing Signs of Dental Problems in Your Pet
Early detection of dental problems can help prevent more serious issues. Here are some signs to watch for:
18.1. Bad Breath
Persistent bad breath is a common sign of dental disease.
18.2. Excessive Drooling
Excessive drooling can indicate oral pain or discomfort.
18.3. Difficulty Eating
Difficulty eating, decreased appetite, or dropping food can be signs of dental problems.
18.4. Pawing at the Mouth
If your pet is pawing at their mouth or face, it could be a sign of dental pain or irritation.
18.5. Bleeding Gums
Bleeding gums are a sign of inflammation and infection.
18.6. Loose or Missing Teeth
Loose or missing teeth are a sign of advanced dental disease.
18.7. Swelling in the Face
Swelling in the face can indicate a dental abscess or other serious problem.
19. The Connection Between Pet Dental Health and Overall Wellness
Maintaining your pet’s dental health is not just about preventing bad breath and tooth loss. It’s also about promoting their overall health and well-being.
19.1. Systemic Health
Dental disease can lead to systemic health problems, including heart disease, kidney disease, and liver disease. Bacteria from the mouth can enter the bloodstream and damage these organs.
19.2. Pain Management
Dental problems can cause chronic pain, which can affect your pet’s appetite, sleep, and behavior. Addressing dental issues can improve their quality of life.
19.3. Immune System Support
Chronic infections in the mouth can weaken the immune system, making your pet more susceptible to other illnesses.
19.4. Nutritional Benefits
Pets with healthy teeth and gums are better able to chew and digest their food, leading to improved nutrition and overall health.
20. Conclusion: Prioritizing Your Pet’s Dental Health
Pet insurance can be a valuable tool for managing the costs of dental care, but it’s essential to understand what your policy covers and what it excludes. Whether or not your pet insurance covers routine dental cleanings, prioritizing your pet’s dental health through regular home care, professional cleanings, and a healthy diet is crucial for their overall well-being. By staying informed and proactive, you can help your furry friend enjoy a lifetime of healthy smiles.
For more detailed information on pet insurance options, dental care tips, and expert advice, visit PETS.EDU.VN. Our comprehensive resources can help you make informed decisions and provide the best possible care for your beloved pet.
Are you looking for reliable and accurate information on pet care? Do you want to ensure your furry friend receives the best possible dental care? Visit PETS.EDU.VN today. Our website offers a wealth of resources, including detailed guides on pet insurance, dental care tips, and expert advice. Whether you’re a new pet owner or have years of experience, pets.edu.vn is your go-to source for all things pet-related. Contact us at 789 Paw Lane, Petville, CA 91234, United States, or reach out via Whatsapp at +1 555-987-6543. We are here to help you keep your pet happy and healthy.
FAQ: Pet Insurance and Dental Cleanings
Q1: Does pet insurance always cover dental cleanings?
No, not all pet insurance policies cover routine dental cleanings. It depends on the type of policy and whether you have a wellness add-on.
Q2: What type of pet insurance policy is most likely to cover dental cleanings?
Preventive care policies or policies with wellness add-ons are most likely to cover routine dental cleanings.
Q3: Are dental cleanings considered preventive care?
Yes, dental cleanings are generally considered preventive care, as they help maintain your pet’s oral health and prevent dental disease.
Q4: What if my pet needs a tooth extraction? Is that covered by pet insurance?
Tooth extractions are typically covered by accident and illness policies, as they are considered necessary medical treatments.
Q5: Does pet insurance cover anesthesia for dental procedures?
Yes, most pet insurance policies cover the cost of anesthesia when it is medically necessary for a covered procedure.
Q6: What is a pre-existing condition, and how does it affect dental coverage?
A pre-existing condition is any health issue that existed before you enrolled in a pet insurance policy. These conditions are typically excluded from coverage.
Q7: How often should my pet have a dental cleaning?
Most veterinarians recommend professional dental cleanings every one to three years, depending on your pet’s individual needs.
Q8: Can I get pet insurance for an older pet?
Yes, you can get pet insurance for an older pet, but premiums may be higher, and coverage options may be limited.
Q9: What are some alternative options for managing pet dental care costs if insurance doesn’t cover it?
Alternative options include pet dental insurance plans, wellness plans at veterinary clinics, payment plans, and home dental care.
Q10: How can I find the best pet insurance policy for my pet’s dental needs?
Research different providers, compare policies, look for dental-specific coverage options, check for waiting periods and age restrictions, and read customer reviews.
