Does Nationwide Pet Insurance Cover Dental Cleaning?

Does Nationwide Pet Insurance Cover Dental Cleaning? At PETS.EDU.VN, we know that finding the right pet insurance can feel overwhelming, especially when considering specific needs like pet dental care. This comprehensive guide dives deep into nationwide pet insurance coverage for dental cleanings, exploring policies, costs, and what to look for to keep your furry friend smiling. We’ll also cover pet health insurance and pet wellness plans.

1. Understanding Pet Insurance Basics and Nationwide

Pet insurance acts as a safety net, helping cover unexpected veterinary costs due to accidents, illnesses, and sometimes, preventive care. Nationwide is a well-known pet insurance provider offering various plans. Let’s break down the essentials:

Accident-Only Plans: These plans cover injuries from accidents like broken bones, cuts, or swallowed objects. They generally don’t include illness or dental care.
Accident and Illness Plans: These comprehensive plans cover accidents and illnesses, including cancer, arthritis, and infections. Some may offer limited dental coverage.
Wellness Plans: These are add-on plans or separate policies that cover routine care like vaccinations, annual check-ups, and sometimes, dental cleanings.

2. Does Nationwide Pet Insurance Cover Dental Cleanings Specifically?

Nationwide pet insurance offers different plans, and dental coverage varies. Here’s a closer look:

Nationwide’s Whole Pet with Wellness Plan: This plan often includes coverage for dental cleanings, specifically those related to covered illnesses or conditions. Regular dental cleanings for preventive care may fall under the wellness portion of the plan.
Nationwide’s Major Medical Plan: This plan typically covers dental illnesses and injuries, such as tooth extractions due to an accident or treatment for periodontal disease, but might not include routine dental cleanings.
Nationwide’s Pet Wellness Plan: This add-on can be included in your major medical plan to cover dental cleanings.

Nationwide’s pet insurance plan can help cover dental checkups for your dog, ensuring their teeth stay healthy and clean.

Important Note: Always review the specific policy details, as coverage can change. Check the exclusions and limitations related to dental care.

3. What Type of Dental Care is Typically Covered?

When it comes to dental care, pet insurance policies often distinguish between:

Routine Dental Cleanings: These are preventive cleanings done to remove plaque and tartar buildup. They are typically covered under wellness plans.
Dental Illnesses and Injuries: These include conditions like gingivitis, periodontal disease, tooth abscesses, and injuries from accidents. Comprehensive accident and illness plans often cover these.

3.1 Routine Dental Cleanings

Routine dental cleanings are essential for maintaining your pet’s oral health. They involve scaling and polishing teeth to remove plaque and tartar, preventing dental diseases. Most standard pet insurance plans don’t cover these cleanings unless you have a wellness add-on.

3.2 Dental Illnesses and Injuries

Dental illnesses such as gingivitis, periodontitis, and tooth abscesses can be painful and lead to severe health issues if left untreated. Injuries like fractured teeth from chewing on hard objects are also common. Comprehensive pet insurance plans usually cover the treatment for these conditions, including:

Extractions: Removal of damaged or diseased teeth.
Root Canals: Treatment to save an infected tooth.
Antibiotics and Pain Medication: To manage infections and pain.
Surgery: For more severe dental issues.

4. Factors Affecting Dental Coverage

Several factors can influence whether your pet insurance covers dental cleanings and other dental procedures:

Policy Type: As mentioned earlier, accident-only, accident and illness, and wellness plans offer different levels of dental coverage.
Pre-existing Conditions: Most pet insurance policies don’t cover pre-existing conditions. If your pet had dental issues before enrolling in the plan, those conditions might be excluded.
Waiting Periods: Many pet insurance policies have a waiting period before coverage begins. Dental coverage might have a longer waiting period than accident coverage.
Annual Limits and Deductibles: Understand your policy’s annual limits and deductibles. Some policies may have a separate annual limit for dental care.
Specific Exclusions: Some policies exclude specific dental procedures or treatments. For example, cosmetic dentistry or orthodontics might not be covered.

4.1 Pre-Existing Conditions

Pre-existing conditions are health issues that your pet had before you enrolled in an insurance plan. Most pet insurance companies, including Nationwide, do not cover these conditions. If your pet has a history of dental disease, any future treatment for that condition might be excluded from coverage.

4.2 Waiting Periods

Waiting periods are the time between when you enroll in a pet insurance plan and when your coverage starts. These periods vary among insurance providers. Nationwide typically has waiting periods for both accidents and illnesses. Dental coverage may also have a specific waiting period, so it’s essential to understand these timelines.

4.3 Annual Limits and Deductibles

Annual limits are the maximum amount your pet insurance policy will pay out in a year. Deductibles are the amount you must pay out-of-pocket before your insurance coverage kicks in. Nationwide offers various annual limits and deductible options, affecting your monthly premium and the amount of coverage you receive.

4.4 Specific Exclusions

Pet insurance policies often have specific exclusions, which are procedures or treatments that are not covered. Common exclusions related to dental care include:

Cosmetic Procedures: Procedures performed for aesthetic reasons rather than medical necessity.
Orthodontics: Corrective treatments for misaligned teeth.
Preventive Care (without a wellness plan): Routine dental cleanings and check-ups may not be covered unless you have a wellness add-on.

5. Nationwide Pet Insurance Plans Overview

Nationwide provides a range of pet insurance plans designed to meet different needs and budgets. Here’s a detailed look at some of their popular options:

Plan Name	Coverage	Dental Coverage	Pros	Cons
Whole Pet with Wellness	Accidents, illnesses, and wellness care	Dental cleanings and treatments covered under wellness and illness portions	Comprehensive coverage, including preventive care	Higher premiums
Major Medical	Accidents and illnesses	Dental illnesses and injuries covered, but routine cleanings typically not included	More affordable than Whole Pet with Wellness	Does not cover routine dental cleanings
Pet Wellness	Routine and preventive care	Covers routine dental cleanings, vaccinations, and check-ups	Helps budget for regular pet care expenses	Must be added to a major medical plan
Accident Only	Accidents	Dental injuries resulting from accidents covered	Most affordable option	Limited coverage
Custom Coverage Options	Options to customize coverage based on your pet’s specific needs and your budget. This can involve selecting specific coverage types and limits.	Can be tailored to include some dental coverage options by adding certain riders or adjusting coverage levels.	Flexible and customizable to fit individual needs and budgets.	Requires careful evaluation to ensure adequate dental coverage.
Additional Coverage Rider	Can include alternative therapies, behavioral treatments, or coverage for breeding-related costs, offering a broader spectrum of care.	Can be added to cover specific dental procedures or treatments that may not be included in standard plans.	Allows for comprehensive coverage that addresses a wider range of health and wellness needs.	May significantly increase premium costs, depending on the extent of added coverage.
Exotic Pet Plans	Specifically designed for non-traditional pets such as birds, reptiles, and small mammals.	Dental coverage can vary significantly; often focuses on treatments necessary due to specific dietary or environmental needs.	Tailored to meet the unique healthcare needs of exotic pets.	Coverage may be limited compared to plans for cats and dogs.
Senior Pet Plans	Designed to address the healthcare needs of older pets, who may require more frequent or specialized care.	Often includes coverage for age-related dental issues such as periodontal disease, though routine cleanings may require a wellness add-on.	Addresses the increased health needs of senior pets.	May have higher premiums and may not cover pre-existing conditions common in older pets.

5.1 Whole Pet with Wellness

Nationwide’s Whole Pet with Wellness plan is their most comprehensive option. It covers accidents, illnesses, and routine care, including dental cleanings. This plan is ideal for pet owners who want extensive coverage and peace of mind.

Coverage Details:
- Accidents: Broken bones, cuts, foreign object ingestion.
- Illnesses: Cancer, arthritis, infections.
- Wellness: Vaccinations, annual check-ups, dental cleanings.
Pros:
- Comprehensive coverage.
- Includes preventive care.
- Suitable for pets of all ages.
Cons:
- Higher premiums.

5.2 Major Medical

The Major Medical plan covers accidents and illnesses but does not typically include routine dental cleanings. It’s a more affordable option for pet owners who want coverage for unexpected health issues.

Coverage Details:
- Accidents: Broken bones, cuts, foreign object ingestion.
- Illnesses: Cancer, arthritis, infections.
Pros:
- More affordable than the Whole Pet with Wellness plan.
- Covers a wide range of medical conditions.
Cons:
- Does not cover routine dental cleanings.

5.3 Pet Wellness

Nationwide’s Pet Wellness plan is an add-on that can be included with the Major Medical plan. It covers routine care, including dental cleanings, vaccinations, and check-ups.

Coverage Details:
- Vaccinations.
- Annual check-ups.
- Dental cleanings.
Pros:
- Helps budget for regular pet care expenses.
- Covers essential preventive treatments.
Cons:
- Must be added to a Major Medical plan.

6. How to Choose the Right Nationwide Plan for Dental Coverage

Choosing the right pet insurance plan depends on your pet’s needs and your budget. Here’s a step-by-step guide:

Assess Your Pet’s Needs: Consider your pet’s age, breed, and health history. Some breeds are prone to specific dental issues.
Evaluate Your Budget: Determine how much you can afford to spend on pet insurance premiums each month.
Compare Plans: Review the details of each Nationwide plan, paying close attention to dental coverage, annual limits, deductibles, and exclusions.
Read Reviews: Look for customer reviews and ratings to get insights into the experiences of other pet owners.
Get a Quote: Obtain a personalized quote from Nationwide based on your pet’s information and the plan you’re considering.
Understand the Fine Print: Before enrolling, carefully read the policy documents to understand the terms and conditions.

6.1 Step 1: Assess Your Pet’s Needs

Consider your pet’s breed, age, and health history. Certain breeds are more prone to dental issues. For instance, small breeds like Chihuahuas and Yorkshire Terriers are susceptible to dental disease due to their small mouths and crowded teeth. Older pets are also more likely to develop dental problems.

6.2 Step 2: Evaluate Your Budget

Pet insurance premiums can vary widely depending on the plan and coverage level. Determine how much you can afford to spend each month. Keep in mind that higher premiums often come with more comprehensive coverage and lower out-of-pocket costs.

6.3 Step 3: Compare Plans

Review the details of each Nationwide plan, focusing on dental coverage, annual limits, deductibles, and exclusions. Use a comparison chart to easily see the differences between plans.

6.4 Step 4: Read Reviews

Customer reviews can provide valuable insights into the experiences of other pet owners with Nationwide pet insurance. Look for reviews that discuss dental coverage and claims processing.

6.5 Step 5: Get a Quote

Obtain a personalized quote from Nationwide based on your pet’s information and the plan you’re considering. This will give you a clear idea of the monthly premium and potential out-of-pocket costs.

6.6 Step 6: Understand the Fine Print

Before enrolling, carefully read the policy documents to understand the terms and conditions. Pay close attention to waiting periods, pre-existing condition exclusions, and any other limitations.

7. The Cost of Dental Cleanings and Treatments

The cost of dental cleanings and treatments for pets can vary widely depending on several factors:

Geographic Location: Veterinary costs tend to be higher in urban areas than in rural areas.
Type of Procedure: Routine dental cleanings are generally less expensive than more complex procedures like extractions or root canals.
Anesthesia: Most dental cleanings require anesthesia, which adds to the overall cost.
Veterinarian’s Fees: Different veterinarians may charge different fees for the same procedure.

Here’s a general idea of the costs you might expect:

Routine Dental Cleaning: $200 – $500
Tooth Extraction: $300 – $800 per tooth
Root Canal: $1,000 – $3,000 per tooth

Pet insurance can help offset these costs, especially if you have a comprehensive plan that includes dental coverage.

8. Tips for Maintaining Your Pet’s Dental Health

Even with pet insurance, preventive care is essential for maintaining your pet’s dental health. Here are some tips:

Regular Brushing: Brush your pet’s teeth daily or at least a few times a week using pet-safe toothpaste.
Dental Chews: Provide dental chews and toys that help remove plaque and tartar.
Professional Cleanings: Schedule regular professional dental cleanings with your veterinarian.
Dental Diets: Feed your pet a dental diet formulated to promote oral health.
Checkups: Regular veterinary checkups can help detect dental problems early.

8.1 Regular Brushing

Brushing your pet’s teeth regularly is one of the best ways to prevent dental disease. Use a pet-specific toothbrush and toothpaste, as human toothpaste can be toxic to animals. Aim to brush daily, but even a few times a week can make a difference.

8.2 Dental Chews

Dental chews and toys can help remove plaque and tartar as your pet chews. Look for products approved by the Veterinary Oral Health Council (VOHC).

8.3 Professional Cleanings

Schedule regular professional dental cleanings with your veterinarian. These cleanings involve scaling and polishing the teeth under anesthesia to remove plaque and tartar buildup.

8.4 Dental Diets

Dental diets are formulated to promote oral health by reducing plaque and tartar accumulation. These diets often have larger kibble sizes that encourage chewing and help scrape the teeth.

8.5 Checkups

Regular veterinary checkups are essential for detecting dental problems early. Your veterinarian can identify signs of dental disease and recommend appropriate treatment.

9. Alternative Options for Dental Care Coverage

If Nationwide pet insurance doesn’t meet your needs, consider these alternative options for dental care coverage:

Other Pet Insurance Providers: Explore other pet insurance companies that offer comprehensive dental coverage.
Veterinary Dental Plans: Some veterinary clinics offer dental plans that include routine cleanings and discounts on other dental procedures.
Savings Accounts: Set up a dedicated savings account for pet healthcare expenses, including dental care.
CareCredit: CareCredit is a healthcare credit card that can be used to finance veterinary expenses, including dental treatments.

9.1 Other Pet Insurance Providers

Many pet insurance companies offer comprehensive dental coverage. Research and compare plans from different providers to find the best fit for your needs.

9.2 Veterinary Dental Plans

Some veterinary clinics offer dental plans that include routine cleanings and discounts on other dental procedures. These plans can be a cost-effective way to budget for your pet’s dental care.

9.3 Savings Accounts

Setting up a dedicated savings account for pet healthcare expenses can help you prepare for unexpected dental costs. Contribute regularly to build a fund specifically for veterinary care.

9.4 CareCredit

CareCredit is a healthcare credit card that can be used to finance veterinary expenses, including dental treatments. It offers low-interest or no-interest financing options, making it easier to manage the cost of expensive procedures.

10. Real-Life Examples of Nationwide Dental Coverage

To illustrate how Nationwide pet insurance can help with dental costs, here are a few real-life examples:

Case 1: Gingivitis Treatment: A dog develops gingivitis, requiring antibiotics and a professional dental cleaning. Nationwide’s Major Medical plan covers a portion of the costs after the deductible is met.
Case 2: Tooth Extraction: A cat breaks a tooth, needing an extraction. Nationwide’s Whole Pet with Wellness plan covers the extraction and related expenses.
Case 3: Routine Cleaning: A pet owner uses Nationwide’s Pet Wellness plan to cover the cost of their pet’s annual dental cleaning.

These examples demonstrate the potential benefits of having pet insurance with dental coverage.

Nationwide helps pet owners manage expenses of dental cleanings, extractions, and other dental procedures.

11. Understanding Policy Exclusions and Limitations

Pet insurance policies often have exclusions and limitations that can affect dental coverage. Common exclusions include:

Pre-existing Conditions: As mentioned earlier, pre-existing dental conditions are typically not covered.
Cosmetic Procedures: Procedures performed for aesthetic reasons are usually excluded.
Certain Breeds: Some policies may exclude certain breeds prone to specific dental issues.
Lack of Preventive Care: Policies may require you to maintain your pet’s dental health through regular cleanings and checkups to be eligible for coverage.

11.1 Pre-Existing Conditions

Pre-existing conditions are health issues that your pet had before you enrolled in an insurance plan. If your pet has a history of dental disease, any future treatment for that condition might be excluded from coverage.

11.2 Cosmetic Procedures

Cosmetic procedures are performed for aesthetic reasons rather than medical necessity. These procedures are typically excluded from pet insurance coverage.

11.3 Certain Breeds

Some pet insurance policies may exclude certain breeds prone to specific dental issues. For example, small breeds like Chihuahuas and Yorkshire Terriers are susceptible to dental disease due to their small mouths and crowded teeth.

11.4 Lack of Preventive Care

Pet insurance policies may require you to maintain your pet’s dental health through regular cleanings and checkups to be eligible for coverage. Failure to provide preventive care could result in denial of claims.

12. Filing a Dental Claim with Nationwide

Filing a dental claim with Nationwide is typically a straightforward process. Here are the general steps:

Visit the Veterinarian: Take your pet to the veterinarian for dental treatment.
Obtain Documentation: Get a detailed invoice from your veterinarian that includes the diagnosis, procedures performed, and costs.
Complete the Claim Form: Fill out a claim form from Nationwide, either online or through the mail.
Submit the Claim: Submit the completed claim form and supporting documentation to Nationwide.
Wait for Processing: Wait for Nationwide to process your claim. They may contact you for additional information if needed.
Receive Reimbursement: If your claim is approved, you’ll receive reimbursement according to your policy terms.

12.1 Visit the Veterinarian

Take your pet to the veterinarian for dental treatment. Ensure the veterinarian is licensed and qualified to perform the necessary procedures.

12.2 Obtain Documentation

Get a detailed invoice from your veterinarian that includes the diagnosis, procedures performed, and costs. This documentation is essential for filing a claim with Nationwide.

12.3 Complete the Claim Form

Fill out a claim form from Nationwide, either online or through the mail. Provide accurate and complete information to avoid delays in processing.

12.4 Submit the Claim

Submit the completed claim form and supporting documentation to Nationwide. Follow the instructions provided by Nationwide for submitting your claim.

12.5 Wait for Processing

Wait for Nationwide to process your claim. Processing times can vary depending on the complexity of the claim and the volume of claims being processed.

12.6 Receive Reimbursement

If your claim is approved, you’ll receive reimbursement according to your policy terms. The reimbursement amount will depend on your policy’s annual limit, deductible, and coverage percentage.

13. Is Pet Insurance Worth It for Dental Care?

Deciding whether pet insurance is worth it for dental care depends on your individual circumstances. Consider these factors:

Risk Tolerance: Are you comfortable paying out-of-pocket for unexpected dental expenses, or do you prefer the peace of mind that insurance provides?
Budget: Can you afford the monthly premiums for pet insurance with dental coverage?
Pet’s Needs: Does your pet have a higher risk of developing dental problems due to their breed, age, or health history?
Potential Costs: Research the average cost of dental cleanings and treatments in your area to estimate potential out-of-pocket expenses.

If you’re concerned about the potential costs of dental care and want to protect your pet’s health, pet insurance with dental coverage can be a worthwhile investment.

Pet insurance that covers dental care could make a significant impact on your pet’s life.

14. Navigating Nationwide’s Policy Documents

Navigating Nationwide’s policy documents can be challenging, but it’s essential to understand the terms and conditions of your coverage. Here are some tips:

Read the Definitions: Pay close attention to the definitions section, as it explains key terms used in the policy.
Review the Coverage Details: Understand what is covered and what is not, including any exclusions or limitations related to dental care.
Check the Waiting Periods: Note the waiting periods for different types of coverage, including dental.
Understand the Claims Process: Familiarize yourself with the steps for filing a claim and the required documentation.
Contact Customer Service: If you have any questions or need clarification, don’t hesitate to contact Nationwide’s customer service department.

14.1 Read the Definitions

Pay close attention to the definitions section, as it explains key terms used in the policy. Understanding these terms is essential for interpreting the coverage details accurately.

14.2 Review the Coverage Details

Understand what is covered and what is not, including any exclusions or limitations related to dental care. Pay close attention to the specific conditions and procedures that are covered under your policy.

14.3 Check the Waiting Periods

Note the waiting periods for different types of coverage, including dental. Waiting periods are the time between when you enroll in a pet insurance plan and when your coverage starts.

14.4 Understand the Claims Process

Familiarize yourself with the steps for filing a claim and the required documentation. Knowing the claims process can help you avoid delays and ensure that your claims are processed efficiently.

14.5 Contact Customer Service

If you have any questions or need clarification, don’t hesitate to contact Nationwide’s customer service department. They can provide assistance with understanding your policy and filing claims.

15. Dental Health and Overall Pet Wellness

Dental health is closely linked to overall pet wellness. Poor dental hygiene can lead to various health problems, including:

Heart Disease: Bacteria from dental disease can enter the bloodstream and damage the heart.
Kidney Disease: Dental disease can contribute to kidney problems.
Liver Disease: Bacteria from the mouth can affect the liver.
Diabetes: Dental disease can make it more difficult to manage diabetes.

Maintaining your pet’s dental health through regular cleanings, checkups, and at-home care can help prevent these health issues and improve their overall quality of life.

16. Nationwide Pet Insurance: Customer Reviews and Ratings

Customer reviews and ratings can provide valuable insights into the experiences of other pet owners with Nationwide pet insurance. Here are some key points to consider:

Overall Satisfaction: Look for reviews that discuss overall satisfaction with Nationwide’s plans, customer service, and claims processing.
Dental Coverage Experiences: Pay attention to reviews that specifically mention experiences with dental coverage, including the ease of filing claims and the reimbursement amounts received.
Pros and Cons: Consider both the positive and negative feedback to get a balanced perspective.
Reliability: Assess the reliability and credibility of the review sources.

By reading customer reviews and ratings, you can make a more informed decision about whether Nationwide pet insurance is the right choice for you.

17. Expert Opinions on Pet Dental Insurance

Veterinarians and pet insurance experts often recommend considering pet insurance with dental coverage, especially for breeds prone to dental issues or for older pets. Here are some key opinions:

Preventive Care: Experts emphasize the importance of preventive dental care, including regular cleanings and checkups.
Early Detection: They recommend early detection and treatment of dental problems to prevent more severe health issues.
Cost Savings: Experts agree that pet insurance with dental coverage can help offset the costs of expensive dental procedures and treatments.
Peace of Mind: They also highlight the peace of mind that insurance provides, knowing that you’re prepared for unexpected dental expenses.

18. Future Trends in Pet Dental Care and Insurance

The field of pet dental care is constantly evolving, with new technologies and treatments emerging. Here are some future trends to watch for:

Advanced Imaging: The use of advanced imaging techniques like cone-beam computed tomography (CBCT) for more accurate dental diagnoses.
Regenerative Therapies: The development of regenerative therapies to repair damaged dental tissues.
Personalized Dental Care: The use of genetic testing to identify pets at higher risk of dental disease and tailor preventive care accordingly.
Teledentistry: The use of telemedicine for remote dental consultations and monitoring.

These advancements could lead to more effective and less invasive dental treatments for pets in the future.

19. Conclusion: Making the Right Choice for Your Pet

Choosing the right pet insurance plan with dental coverage requires careful consideration of your pet’s needs, your budget, and the specific terms and conditions of the policy. Nationwide offers a range of plans with varying levels of dental coverage, so it’s essential to compare your options and understand what’s included. By taking the time to research and evaluate your choices, you can make an informed decision that protects your pet’s health and your financial well-being.

At PETS.EDU.VN, we understand the importance of comprehensive pet care. Whether you’re looking for routine wellness plans, coverage for unexpected illnesses, or specialized dental treatments, we’re here to provide you with the information and resources you need. Our goal is to help you ensure your furry friend receives the best possible care, keeping them happy and healthy for years to come. Remember, a healthy pet is a happy pet, and that includes taking care of their pearly whites.

Looking for more information on pet insurance or other pet care topics? Visit pets.edu.vn today. Our extensive library of articles, guides, and resources can help you navigate the complexities of pet ownership and make informed decisions about your pet’s health and well-being. Contact us at 789 Paw Lane, Petville, CA 91234, United States or Whatsapp: +1 555-987-6543. Your pet’s health is our priority.

20. FAQ about Nationwide Pet Insurance and Dental Cleaning

Here are ten frequently asked questions about Nationwide pet insurance and dental cleaning:

Does Nationwide pet insurance cover routine dental cleanings?
- Yes, Nationwide’s Whole Pet with Wellness plan covers routine dental cleanings as part of its wellness benefits.
Are dental illnesses and injuries covered by Nationwide?
- Yes, Nationwide’s Major Medical plan covers dental illnesses and injuries, such as gingivitis, periodontal disease, and tooth extractions resulting from accidents.
Does Nationwide cover pre-existing dental conditions?
- No, like most pet insurance providers, Nationwide typically does not cover pre-existing dental conditions.
Is there a waiting period before dental coverage begins with Nationwide?
- Yes, Nationwide has waiting periods for both accident and illness coverage, including dental. Check your policy details for specific waiting periods.
What types of dental procedures are typically covered by Nationwide?
- Nationwide covers a range of dental procedures, including routine cleanings (under the wellness plan), extractions, root canals, and treatment for dental diseases.
How much does Nationwide reimburse for dental cleanings?
- The reimbursement amount depends on your policy’s annual limit, deductible, and coverage percentage. Refer to your policy documents for details.
Can I add dental coverage to an existing Nationwide pet insurance plan?
- Yes, you can add the Pet Wellness plan to an existing Major Medical plan to include coverage for routine dental cleanings.
Does Nationwide require a dental exam before providing coverage?
- Nationwide may require a dental exam as part of the enrollment process to assess your pet’s current dental health.
Are there any exclusions related to dental coverage with Nationwide?
- Yes, Nationwide may exclude cosmetic procedures, orthodontics, and certain breeds prone to specific dental issues.
How do I file a dental claim with Nationwide?
- To file a dental claim with Nationwide, visit the veterinarian, obtain documentation, complete the claim form, submit the claim, wait for processing, and receive reimbursement if approved.